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Home / Services / Business Setup / US Business Bank Account
Gate B·3 SS International LLC

US BusinessBank Account.

Receive dollars from clients worldwide, connect Stripe and PayPal, and pay out to your home account. Opened remotely, with no branch visit.

OpenedRemotely
Typical approval1–2 weeks*
PaymentsStripe · PayPal
CardUSD debit card
01Overview

A US company needs a US bank account to be taken seriously. We prepare an application that banks can approve.

Payment terminal

A US business bank account lets you invoice in dollars, get paid by American customers and platforms, and keep company money separate from your own, which is also essential for clean books and tax filing.

Modern US digital banking platforms open business accounts for non-resident founders completely online. Approval depends on the bank's own compliance review (known as KYC), and incomplete or inconsistent applications are the main reason accounts are delayed or declined.

We assemble your company documents, check that every detail matches across your formation papers, EIN letter and ID, help you present your business clearly, and guide you through verification. For founders who hold an ITIN, we also prepare applications for traditional banks.

02Deliverables

What's included.

Every engagement is delivered end to end, with written updates at each milestone.

01

Bank selection guidance

Help choosing a banking platform that suits your business type, transaction volume and countries you deal with.

02

Document pack

Formation documents, EIN letter, Operating Agreement and owner IDs, organised and checked for consistency.

03

Application support

Help completing the application, including a clear description of your business and its expected transactions.

04

Verification guidance

Step-by-step support through identity and business verification, and through any follow-up questions from the bank.

05

Stripe & PayPal activation

Setup support for Stripe and PayPal Business, linked to your new US account.

06

Traditional bank support

For ITIN holders: guidance and document preparation for traditional banks. Branch visits must be made by you in person.

03Process

How it works.

Step 01

Readiness check

We confirm your formation documents, EIN and ID are in order.

Day 1
Step 02

Application

We prepare and submit your application with you.

Day 1–3
Step 03

Bank review

The bank completes its compliance review and may ask follow-up questions.

1–2 weeks*
Step 04

Activation

You get account access and a USD card, and Stripe and PayPal are linked.

On approval
04Preparation

What you'll need.

  • Approved formation documents and Operating Agreement
  • EIN confirmation letter from the IRS
  • Valid passport of each owner with significant control
  • Proof of residential address
  • A clear description of what your company sells, and to whom
  • A business website or online presence (strongly recommended)
Good to know

Why a website matters for banking

Banks and payment processors check that your business is real. A professional website that matches your company name and describes your services makes approval far more straightforward. That's why Website Development is part of Business Setup.

  • Approval is always at the bank's discretion
  • Some industries and countries face extra review
  • Never share your banking passwords with anyone, including us
05FAQ

Questions,
answered.

Can I open a US business bank account without visiting the US?

Yes, with a digital business banking platform. Traditional banks generally need an ITIN and an in-person visit to a branch.

Can I receive Stripe and PayPal payments?

Yes. Once your company, EIN and bank account are in place, you can connect Stripe and PayPal Business to receive card and online payments in USD.

Can I transfer money to my account in India?

Yes. Business accounts support international wire transfers, so you can move funds to your home account. Transfer fees and exchange rates depend on the bank.

Is bank approval guaranteed?

No. Every bank makes its own compliance decision. What we can do is make your application complete, consistent and credible, which gives it the best chance.

Which bank will I get?

We recommend options based on your business. The final choice is yours, and the account is held in your company's name, under your control.

Get paid in dollars.

Your bank account is where your US company starts making money. Let's get it opened properly.

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